Not all materials, services or tools may be approved at your Broker Dealer firm; it is incumbent upon the registered representative to check with their firm before using any materials, services or tools described on this website. John Hancock Life Insurance Company (U.S.A.) (John Hancock U.S.A.), John Hancock Life Insurance Company of New York (John Hancock New York), and John Hancock Retirement Plan Services LLC are collectively referred to as “John Hancock”. The content of this website is for general information only and is believed to be accurate and reliable as of presentation date but may be subject to change. It is not intended to provide investment, tax, plan design or legal advice. Examples used in the videos are hypothetical mathematical illustrations only. Figures are based on assumptions as set out and individual circumstances may vary. There is no guarantee that any investment strategy will achieve its objectives. Diversification does not guarantee a profit or assure against a loss. John Hancock Life Insurance Company (U.S.A.), John Hancock Life Insurance Company of New York, John Hancock Retirement Plan Services LLC and EverFi are not affiliated and neither are responsible for the liabilities of the other. John Hancock Retirement Plan Services, LLC offers plan administrative services and service programs through which a sponsor or administrator of a plan selects various investment options to offer in its retirement plan for investment. John Hancock Retirement Plan Services, LLC does not provide fiduciary investment advice. John Hancock Trust Company LLC provides trust and custodial services to such plans. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, New York. Product features and availability may differ by state. Both John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York do business under certain instances using the John Hancock Retirement Plan Services name.

JH Enterprise® is a registered trademark by John Hancock Life Insurance Company (U.S.A.). JH Signature™ is a trademark of the Group Annuity Contracts and recordkeeping agreements issued by John Hancock Life Insurance Company (U.S.A.), used under license by John Hancock Life Insurance Company of New York.

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